@article{Abduragimova2025digital,
author={Abduragimova, T.I.},
title={Digital Transformation of Payment Systems:  Fraud Issues and Detection Prospects},
journal={Bulletin of Kemerovo State University. Series: Humanities and Social Sciences},
publisher={Kemerovo State University},
year={2025},
pages={453-461},
volume={9},
issue={3},
}