TY  JOUR
TI  Digital Transformation of Payment Systems:  Fraud Issues and Detection Prospects
KW  fraud
KW  bank cards
KW  digital transformation
KW  digital payments
KW  tokenization
KW  biometric systems
KW  transactions
KW  artificial intelligence
KW  Internet of things (IoT)
JO  Bulletin of Kemerovo State University. Series: Humanities and Social Sciences
AU  Abduragimova, T.I.
PY  2025
IS  9
PB  Kemerovo State University